Who's Eligible? Hair Stylists, Nail Techs, Massage Therapists, Barbers, Estheticians, Cosmetologists, Chair & Booth Rentals Premium Includes... Professional Liability Professional License Review General Liability – $1 million Premium – $251 to $261 Business Personal Property Protect Equipment, Tools, & Supplies Fire, Lightning, Windstorm, Theft, Vandalism, Other Covered Losses Premium – $102 for $5,000 coverage Professional Liability Claims Client claims cut or burned during styling Client claims damaged nails by manicure Client claims allergic reaction to facial Client claims nerve damage from massage Quick Quote General Liability Claims Client slips, trips or falls in booth space Damage client’s suit with spilled dye Nail polish spill damages client’s phone Property damage to space you rent Salon Owner Provides Insurance Are your tools, supplies, and equipment covered if the salon suffers water damage, fire or burglary? Only if your property is scheduled on owner’s policy. Salon Owner Provides Insurance You sometimes do wedding make-up or hair at home or in a client’s home. You’re only covered at the salon…no off-site coverage. Solution – Your own policy for under $365. What States? Illinois, Indiana, Iowa, Kansas, Michigan, Missouri, Ohio and Wisconsin In some cases, Quick Quote isn’t available… Are you an independent contractor in Tennessee, Kentucky, Minnesota or North Carolina? Do you own a school, salon, spa or tanning salon and need additional coverage? Do you need a no-interest payment plan? Our Personal Appearance Program offers coverage in all 12 states and takes about 1 business day for your quote. Give Kevin Morency a call at 877-244-9090. Or click below to get started.