Cosmetologist Insurance
Your cosmetology training exposed you to a variety of different personal appearance services…hair, skin, nails and makeup.
Whether you’ve specialized in a specific niche or offer a broad array of services at your salon, we have a salon and spa insurance program specifically designed for the practice of cosmetology when done for cosmetic or beautifying purposes.
It’s easy to get started on your quote.
Our online questionnaire works great on smart phones, tablets, desktops and laptops.
- Complete the questions
- Click “Submit” when you’re done.
- You’ll get a “Thank you” screen to tell you we received the form.
- Quick turnaround on quote – usually 1 business day
- Payment plan available
Phone or email Kevin Morency if you have any questions.
By taking the time to discuss your needs, he can tailor an affordable business insurance solution that offers peace of mind, yet still deliver a quote quickly.
Cosmetologist Insurance Program Highlights
- General Liability with limits to $1 million
- Professional Liability (E&O Insurance) – included
- Professional License Review – $2,500 per review, $5,000 aggregate
- Loss of Business Income (no waiting period or deductible)
- Employment Practices Liability
- Property at Conventions, Fairs or Exhibits
- Medical Payments ($10,000 per person)
- Computers and Media
- Building Owner as Additional Insured
- Employees as Automatic Insureds
- Volunteers as Automatic Insureds
- Employees as Additional Insured
- Defense costs outside the limits
- Commercial and Personal Auto
- Umbrella – up to $10,000,000
- Workers’ Compensation
- Property
- Crime
Requirements – Licensed or certified by the state as required
Ineligible Services:
- Acupuncture, botox, cellulite reduction
- Laser equipment
- Permanent cosmetic services
- Tattooing and body piercing (other than earlobe)
- Medical advice and services
