Personal Appearance Professional

You help your clients look and feel their best. You’ve invested in the education and training needed to become a professional in your chosen field…

We offer a specialty insurance program designed to protect personal appearance professionals.

It’s easy to get started on your quote.

Our online questionnaire works great on smart phones, tablets, desktops and laptops.

Just click to get started…

 

 

Hair Stylists, Nail Techs, Massage Therapists, Barbers, Estheticians, Cosmetologists, Chair & Booth Rentals

IL, IN, IA, KS, MI, MO, OH, WI

Click the button above, answer a few questions, and you’ll receive your instant, no obligation quote.

Best of all if you need the coverage NOW…simply provide annual payment on the secure site and you, your business and your clients are protected in minutes.

Hair Stylists, Nail Techs, Massage Therapists, Barbers, Estheticians, Cosmetologists, Chair & Booth Rentals

TN, KY, MN

To receive your quote…

  • Complete the questions
  • Preview your answers
  • Click “Submit” when you’re done.
  • You’ll get a “Thank you” screen to tell you we received the form.
  • Quick turnaround on quote – usually 1 business day
  • Payment plan available

Tanning Salon, Day Spa, Barber Shop, Beauty Shop, Salon, Barber School, Cosmetology School

TN, IL, IN, IA, KS, KY, MI, MO, MN, OH, WI

To receive your quote…

  • Complete the questions
  • Preview your answers
  • Click “Submit” when you’re done.
  • You’ll get a “Thank you” screen to tell you we received the form.
  • Quick turnaround on quote – usually 1 business day
  • Payment plan available

Phone or email Kevin Morency or Rebecca Morency if you have any questions. By taking the time to discuss your needs, we can tailor an affordable business insurance solution that offers peace of mind, yet still deliver a quote quickly.

Personal Care Insurance Program Highlights

  • General Liability with limits to $1 million
  • Professional Liability (E&O Insurance) – included
  • Professional License Review – $2,500 per review, $5,000 aggregate
  • Loss of Business Income (no waiting period or deductible)

    hair-stylist-beautician-barber-insurance-premium

    $5000 Business Personal Property Premium – $102

  • Employment Practices Liability
  • Property at Conventions, Fairs or Exhibits
  • Medical Payments ($10,000 per person)
  • Computers and Media
  • Building Owner as Additional Insured
  • Employees as Automatic Insureds
  • Volunteers as Automatic Insureds
  • Employees as Additional Insured
  • Defense costs outside the limits
  • Commercial and Personal Auto
  • Umbrella – up to $10,000,000
  • Workers’ Compensation
  • Propertycreditcards
  • Crime

Requirements – Licensed or certified by the state as required

Ineligible Services:

  • Acupuncture, botox, cellulite reduction
  • Laser equipment
  • Permanent cosmetic services
  • Tattooing and body piercing (other than earlobe)
  • Medical advice and services