Personal Appearance Professional

You help your clients look and feel their best. You’ve invested in the education and training needed to become a professional in your chosen field…

barber-insurance
nail-tech-manicurist-insurance
aesthetician-insurance
We offer a specialty insurance program designed to protect personal appearance professionals.
It’s easy to get started on your quote.

Our online questionnaire works great on smart phones, tablets, desktops and laptops.

Just click to get started…

To receive your quote…

  • Complete the questions
  • Click “Submit” when you’re done.
  • You’ll get a “Thank you” screen to tell you we received the form.
  • Quick turnaround on quote – usually 1 business day
  • Payment plan available

Phone or email Kevin Morency if you have any questions.

By taking the time to discuss your needs, he can tailor an affordable business insurance solution that offers peace of mind, yet still deliver a quote quickly.

If you are a hair stylist, nail tech, massage therapist, barber, esthetician, cosmetologist in Illinois, Indiana, Iowa, Kansas, Michigan, Missouri, Ohio, or Wisconsin and you need coverage NOW…

Simply click the button below, answer a few questions and provide annual payment on the secure site

You, your business and your clients are protected in minutes.

Personal Care Insurance Program Highlights

  • General Liability with limits to $1 million
  • Professional Liability (E&O Insurance) – included
  • Professional License Review – $2,500 per review, $5,000 aggregate
  • Loss of Business Income (no waiting period or deductible)
  • Employment Practices Liability
  • Property at Conventions, Fairs or Exhibits
  • Medical Payments ($10,000 per person)
  • Computers and Media
  • Building Owner as Additional Insured
  • Employees as Automatic Insureds
  • Volunteers as Automatic Insureds
  • Employees as Additional Insured
  • Defense costs outside the limits
  • Commercial and Personal Auto
  • Umbrella – up to $10,000,000
  • Workers’ Compensation
  • Property
  • Crime

Requirements – Licensed or certified by the state as required

Ineligible Services:

  • Acupuncture, botox, cellulite reduction
  • Laser equipment
  • Permanent cosmetic services
  • Tattooing and body piercing (other than earlobe)
  • Medical advice and services