Barber Insurance

After barbering school, some barbers choose to be independent contractors and rent a chair or they open a barber shop of their own.

Many barber shops offer a classic men’s haircut or shave.

Other barbers offer crew cuts, fades, flat tops, mohawks, tapers, blowouts and military haircuts.

We’ve provided these FAQs to help you understand the distinction in coverage between employee and independent contractor.

To protect your professional barbering business, we offer a specialty insurance program for barbers, barber shops and barbering schools.

It’s easy to get started on your quote.

Our online questionnaire works great on smart phones, tablets, desktops and laptops.

Licensed barbers in Illinois, Indiana, Iowa, Kansas, Michigan, Missouri, Ohio and Wisconsin are eligible for our “Quick Quote” Program.

Just click the button below, answer a few questions, and you’ll receive your instant, no obligation quote.

Best of all if you need the coverage NOW…simply provide annual payment on the secure site and you, your business and your clients are protected in minutes.
If you’re located in Tennessee, Kentucky, Minnesota, North Carolina, or Virginia it’s still easy to get your quote. Simply click the button below to get started…

barbering questionnaire

To receive your quote…

  • Complete the questions
  • Preview your answers
  • Click “Submit” when you’re done.
  • You’ll get a “Thank you” screen to tell you we received the form.
  • Quick turnaround on quote – usually 1 business day
  • Payment plan available
Phone or email Kevin Morency if you have any questions. By taking the time to discuss your needs, he can tailor an affordable business insurance solution that offers peace of mind, yet still deliver a quote quickly.

Barbering Insurance Program Highlights

  • General Liability with limits to $1 million
  • Professional Liability (E&O Insurance) – included
  • Professional License Review – $2,500 per review, $5,000 aggregate
  • Loss of Business Income (no waiting period or deductible)


    $5000 Business Personal Property Premium – $102

  • Employment Practices Liability
  • Property at Conventions, Fairs or Exhibits
  • Medical Payments ($10,000 per person)
  • Computers and Media
  • Building Owner as Additional Insured
  • Employees as Automatic Insureds
  • Volunteers as Automatic Insureds
  • Employees as Additional Insured
  • Defense costs outside the limits
  • Commercial and Personal Auto
  • Umbrella – up to $10,000,000
  • Workers’ Compensation
  • Property
  • Crimecreditcards

Requirements – Licensed or certified by the state as required

Ineligible Services:

  • Acupuncture, botox, cellulite reduction
  • Laser equipment
  • Permanent cosmetic services
  • Tattooing and body piercing (other than earlobe)
  • Medical advice and services