Tanning Salon Insurance

You provide your customers with state-of-the-art tanning equipment and products staffed with trained tanning consultants.

As the owner of a tanning salon, you need to protect yourself, your employees, your clients, and business assets.

We offer a specialty insurance program designed specifically for tanning salons, including beds, spray tans and airbrush tans.

Click here for answers to several frequently asked questions about salon insurance, including the distinctions between employee and independent contractor.

It’s easy to get started on your quote.

Our online questionnaire works great on smart phones, tablets, desktops and laptops.

Just click to get started…

To receive your quote…

  • Complete the questions
  • Preview your answers
  • Click “Submit” when you’re done.
  • You’ll get a “Thank you” screen to tell you we received the form.

Phone or email Kevin Morency or Rebecca Morency if you have any questions. By taking the time to discuss your needs, we can tailor an affordable business insurance solution that offers peace of mind, yet still deliver a quote quickly.

Tanning Salon Insurance Program Highlights

  • General Liability with limits to $1 million
  • Professional Liability (E&O Insurance) – included
  • Professional License Review – $2,500 per review, $5,000 aggregate
  • Loss of Business Income (no waiting period or deductible)
  • Employment Practices Liability
  • Property at Conventions, Fairs or Exhibits
  • Medical Payments ($10,000 per person)
  • Computers and Media
  • Building Owner as Additional Insured
  • Employees as Automatic Insureds
  • Volunteers as Automatic Insureds
  • Employees as Additional Insured
  • Defense costs outside the limits
  • Commercial and Personal Auto
  • Umbrella – up to $10,000,000
  • Workers’ Compensation
  • Property
  • Crime

Requirements – Licensed or certified by the state as required

Ineligible services:

  • Acupuncture, botox, cellulite reduction
  • Laser equipment
  • Permanent cosmetic services
  • Tattooing and body piercing (other than earlobe)
  • Medical advice and services